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	<title>Suma Plugin &#187; Settings</title>
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	<link>http://www.sumaplugin.com</link>
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			<item>
		<title>Comparison of Payment Modules</title>
		<link>http://www.sumaplugin.com/article/532</link>
		<comments>http://www.sumaplugin.com/article/532#comments</comments>
		<pubDate>Wed, 27 Jan 2010 07:26:40 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Donation Feature]]></category>
		<category><![CDATA[Payment Gateways]]></category>
		<category><![CDATA[Recurring Payments Feature]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=532</guid>
		<description><![CDATA[Compares the similarities and differences of Suma's various Payment Modules.]]></description>
			<content:encoded><![CDATA[<p>There are currently three different Payment Modules available to use with Suma. The following compares their similarities and differences.   More Payment Modules based on other popular Payment Processors are due out soon.</p>
<div><!-- table.comp { 	border-width: 1px; 	border-spacing: 0px; 	border-style: solid; 	border-color: gray; 	border-collapse: separate; 	background-color: white; } table.comp th { 	border-width: 1px; 	padding: 3px; 	border-style: solid; 	border-color: gray; 	background-color: white; } table.comp td { 	border-width: 1px; 	padding: 3px; 	border-style: solid; 	border-color: gray; 	background-color: white; } --></p>
<table class="comp" width="100%" align="center">
<thead>
<tr>
<td></td>
<td width="18%"><strong>No module</strong></td>
<td width="18%"><a href="http://www.sumaplugin.com/article/50" class="permalinker_link"><strong>Donation module</strong></a></td>
<td width="18%"><a href="http://www.sumaplugin.com/article/452" class="permalinker_link"><strong>Hosted Payment module</strong></a></td>
<td width="18%"><a href="http://www.sumaplugin.com/article/384" class="permalinker_link"><strong>Onsite Payment module</strong></a></td>
</tr>
</thead>
<tbody>
<tr>
<td>Enables Suma to Accept Money from Users:</td>
<td>no</td>
<td>yes</td>
<td>yes</td>
<td>yes</td>
</tr>
<tr>
<td>Suma generates necessary forms for Users:</td>
<td>-</td>
<td>yes</td>
<td>yes</td>
<td>yes</td>
</tr>
<tr>
<td>Suma generates necessary buttons for Users:</td>
<td>-</td>
<td>yes<br />
(Donate)</td>
<td>yes<br />
(Subscribe Now)</td>
<td>yes<br />
(Subscribe Now)</td>
</tr>
<tr>
<td>Can be used with Guest Plans:</td>
<td>-</td>
<td>yes</td>
<td>no</td>
<td>no</td>
</tr>
<tr>
<td>Can be used with Paid Plans:</td>
<td>-</td>
<td>no</td>
<td>yes</td>
<td>yes</td>
</tr>
<tr>
<td>User can pay with Credit/Debit card:</td>
<td>-</td>
<td>yes</td>
<td>yes</td>
<td>yes</td>
</tr>
<tr>
<td>User makes payment:</td>
<td>-</td>
<td>offsite</td>
<td>offsite</td>
<td>offsite or onsite</td>
</tr>
<tr>
<td>User requires a<br />
PayPal account:</td>
<td>-</td>
<td>no</td>
<td>no</td>
<td>no</td>
</tr>
<tr>
<td>User must open a<br />
PayPal account:</td>
<td>-</td>
<td>no</td>
<td>yes¹</td>
<td>no</td>
</tr>
<tr>
<td>Type of PayPal account required for website:</td>
<td>-</td>
<td>Business or Premiere</td>
<td>Business or Premiere</td>
<td>Website Payments Pro (US)<br />
with Recurring Payments</td>
</tr>
<tr>
<td>Website required to be PCI compliant²:</td>
<td>-</td>
<td>no</td>
<td>no</td>
<td>yes</td>
</tr>
</tbody>
</table>
<p style="text-align: left;">¹ Ordinarily PayPal does not require a User to open a PayPal account when using Express Checkout, however the exception is when its for a subscription.</p>
<p style="text-align: left;">² Payment Card Industry Data Security Standards (PCI DSS) are network security and business practice guidelines adopted by Visa, MasterCard, American Express, Discover Card, and JCB to establish a “minimum security standard” to protect customer’s payment card information. It’s a requirement for all merchants that store, transmit, or process payment card information.  Read more from PayPal on <a title="PayPal on PCI" href="https://www.paypal.com/pcicompliance" target="_blank">PCI compliance</a>.</p>
<p style="text-align: left;">Links to PayPal to <a title="Account Application forms" href="https://www.paypal.com/us/mrb/pal=9AKLETYJU7CZL" target="_blank">apply for Business or Premiere account</a> and <a title="WPP Account application" href="https://registration.paypal.com/welcomePage.do?bundleCode=C3&amp;country=US&amp;partner=PayPal&amp;pal=9AKLETYJU7CZL" target="_blank">apply for Website Payments Pro (US) account</a> .</p>
<p style="text-align: left;">
<p style="text-align: left;"><strong>See Also:</strong></p>
<ul>
<li>A <a href="/images/payment_modules.mov">Payment Module screencast</a> demonstrating the different Payment Modules</li>
<li>A list of <a href="http://www.sumaplugin.com/about-suma/features">Licensed features</a> in Suma</li>
<li>The <a title="The Suma Shop" href="http://www.sumaplugin.com/shop">Suma shop</a> for purchasing licenses for Payment Modules</li>
</ul>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setting: Test Mode</title>
		<link>http://www.sumaplugin.com/article/231</link>
		<comments>http://www.sumaplugin.com/article/231#comments</comments>
		<pubDate>Wed, 30 Dec 2009 04:13:09 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[Concepts]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[Payment Gateways]]></category>
		<category><![CDATA[Production]]></category>
		<category><![CDATA[Sandbox]]></category>
		<category><![CDATA[Test Mode]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=231</guid>
		<description><![CDATA[Many of Suma&#8217;s features which require a license to operate in Production Mode can be run in Test mode without requiring a license.
Test Mode is useful if:

you want to experiment with a feature of Suma but don&#8217;t have a license for that feature, or
you are using a licensed feature in production and need to be [...]]]></description>
			<content:encoded><![CDATA[<p>Many of Suma&#8217;s features which require a license to operate in <strong>Production Mode</strong> can be run in <strong>Test mode </strong>without requiring a license.<span id="more-231"></span></p>
<p>Test Mode is useful if:</p>
<ol>
<li>you want to experiment with a feature of Suma but don&#8217;t have a license for that feature, or</li>
<li>you are using a licensed feature in production and need to be able to exercise it with test payment methods (i.e. Sandbox payment accounts) but without excluding regular users from using the site.</li>
</ol>
<p>Test Mode is available for most licensed features of Suma and is activated per feature from Suma&#8217;s Settings page in the Wordpress Administration area.</p>
<p>When a feature is activated in Test Mode:</p>
<ol>
<li>the feature will only be available in Test Mode to the Administrator (as explained below),</li>
<li>the feature will continue to operate in Live Mode for all other users if that feature is licensed, and</li>
<li>the feature will use the Sandbox Payment Processor when required (e.g. PayPal&#8217;s Sandbox instead of your Live account).</li>
</ol>
<p>An important principal of Test Mode is that its use is restricted to the Wordpress Administrator (specifically, requests from the Administrator&#8217;s computer).  If any other user requests a Test Mode enabled feature they will be given that feature operating in live mode if there is a valid license for it or it will be treated as a disabled feature if there is no valid license.  Suma achieves this operational behavior using the following mechanism.  When the Administrator activates Test Mode on a feature, Suma saves their IP Address (i.e. their network address), which is reported on the Settings page beneath each feature that is in Test Mode.  Then whenever Suma receives a request for that feature and Test Mode is enabled for it, it will compare the requester&#8217;s IP Address with the saved one. If they match then the request will be given a Test Mode version of the feature.  If they don&#8217;t match, then the requester will be given the Live Mode version of the feature if its been licensed otherwise its treated as though the feature is disabled.  Since only the Administrator has access to Suma&#8217;s Setting page, only the Administrator&#8217;s IP Address will be saved for comparison.</p>
<p>The Administrator&#8217;s IP address was used as the basis of this scheme because it allows the Administrator to access features in Test Mode without being logged into Wordpress.  This is an important requirement because Suma treats logged-in users differently than anonymous users (as when determining whether they have access to content, or whether access to Subscription Plans) and furthermore treats a logged-in user in the Wordpress Administrator role differently again (not interfering at all).  Using IP Addresses does however create the possibility that a malicious user could impersonate the IP Address of the Administrator in order to access a feature in Test Mode but this would merely offer them the ability to subscribe using a Sandbox account instead of a Production account and for this they would need the password for the Sandbox.  Since this scheme does not grant any access to the administrative functions of Suma or Wordpress,there is no threat that this could be used as a backdoor to perpetrate other exploits.</p>
<p>Being able to have the Administrator test a feature on a live site using the site&#8217;s live data and its actual configuration (posts, subscription plans, other plugins active on the site, etc) means the Administrator can reproduce the same scenarios as actual users without needing valid payment methods.  And allowing Suma to service both Sandbox and Live Payment Processors simultaneously means that you don&#8217;t need to shut out users from the site (e.g. maintenance mode) in order to run test transactions.</p>
<p>Features that can be run in Test Mode:</p>
<ul>
<li><a href="/article/50">Donations Feature</a></li>
<li><a href="/article/384">Onsite Recurring Payments Feature</a></li>
<li><a href="/article/452">Hosted Recurring Payments Feature</a></li>
<li><a href="/article/54">HTTPS Protocol</a></li>
</ul>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setting: Visibility of Restricted Posts</title>
		<link>http://www.sumaplugin.com/article/12</link>
		<comments>http://www.sumaplugin.com/article/12#comments</comments>
		<pubDate>Sun, 27 Dec 2009 00:37:33 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[Settings]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Visibility]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=12</guid>
		<description><![CDATA[Controls which elements of a restricted Post or Page viewers will see when they do not have permission to access that post or page.
Found in Wordpress Admin → Settings → Suma
]]></description>
			<content:encoded><![CDATA[<p>This setting controls which parts (title, excerpt, comments) of a restricted Post or Page viewers will see when they do not have permission to access that post or page.<br />
<span id="more-12"></span><br />
One of the general principles that Suma follows is that restricted content should not be entirely removed from public access. (See <a href="/article/89">this article</a> for reasons why).</p>
<p>The choices for which elements to display are:</p>
<ul>
<li>Title only</li>
<li>Title and Excerpt only</li>
<li>Title, Excerpt and Comments only</li>
</ul>
<p>When an element is not to be shown, Suma replaces it with a message as shown below.</p>
<p><a style="text-decoration: none;" href="/images/restricted_view.png"><img class="aligncenter size-full wp-image-70" title="Content Restricted by Suma" src="/images/restricted_view.png" alt="" width="492" height="428" /></a></p>
<p>In this example the Hello World! post from the default installation of Wordpress has been made a restricted access post and the Visibility setting is set to Title Only.  Thus the only content displayed from the Post is its title.  Its body (content) has been replaced with a Suma-generated message (the gold-edged box) that contains a message hyperlinked to the registration forms hosted by Suma on the website.</p>
<p>Note that Comments comprise both a remark and the username of the author who left the remark.  Thus when the Comments are restricted neither the remark nor the comment&#8217;s author are shown, but are instead replaced with a Suma-generated message and the generic term &#8211; &#8220;A subscriber&#8221;.</p>
<p>The Suma-generated generic messages, as shown above as gold-edged boxes, can be fully customized through the Suma Customization API.</p>
<p><strong>See Also:</strong></p>
<ul>
<li><a href="http://www.sumaplugin.com/developers-guide/customization-api">Suma&#8217;s Customization API</a></li>
<li><a href="http://www.sumaplugin.com/article/89" class="permalinker_link">Suma&#8217;s Philosophy</a> (or core operating principles)</li>
</ul>
]]></content:encoded>
			<wfw:commentRss>http://www.sumaplugin.com/article/12/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setting: Default Visibility</title>
		<link>http://www.sumaplugin.com/article/5</link>
		<comments>http://www.sumaplugin.com/article/5#comments</comments>
		<pubDate>Sun, 27 Dec 2009 00:07:17 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[Settings]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Visibility]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=5</guid>
		<description><![CDATA[When a new Post or Page is created, Suma will set its Visibility to the value defined by this setting.
This default value can be changed through the Visibility attribute of the Post or Page which is found at the end of the Post or Page&#8217;s Edit screen.
Note that this setting only applies to Posts or [...]]]></description>
			<content:encoded><![CDATA[<p>When a new Post or Page is created, Suma will set its Visibility to the value defined by this setting.<span id="more-5"></span></p>
<p>This default value can be changed through the Visibility attribute of the Post or Page which is found at the end of the Post or Page&#8217;s Edit screen.</p>
<p>Note that this setting only applies to Posts or Pages created since (and while) the Suma plugin is activated.  Posts or Pages created prior to Suma&#8217;s activation are treated as though their Visibility had been set to Public (pre-Suma).  In this way, Suma doesn&#8217;t not hide any Wordpress content which was previously visible prior to it being activated.</p>
<p>Also, note that if you deactivate Suma then all of the Posts and Pages with restricted Visibility will no longer be protected by Suma&#8217;s access control and will thus be visible to the public.  In other words, the Visibility settings will remain attached to the content but without Suma there will be no way to enforce their requirements.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Setting: PayPal Sandbox Authentication Token</title>
		<link>http://www.sumaplugin.com/article/58</link>
		<comments>http://www.sumaplugin.com/article/58#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:49:57 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[Authentication Token]]></category>
		<category><![CDATA[Sandbox]]></category>
		<category><![CDATA[Test Mode]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=58</guid>
		<description><![CDATA[The Authentication Token (also called the Secure Merchant Account ID) is a random string of characters that uniquely identifies your PayPal account.
It is located in the Profile section of your PayPal account.

See Also:

 setting

]]></description>
			<content:encoded><![CDATA[<p>The Authentication Token (also called the Secure Merchant Account ID) is a random string of characters that uniquely identifies your PayPal account.<span id="more-58"></span></p>
<p>It is located in the Profile section of your PayPal account.</p>
<p style="text-align: center;"><img class="aligncenter" title="PayPal Secure Merchant Account ID" src="/images/paypal_authentication_token.png" alt="" width="481" height="415" /></p>
<p><strong>See Also:</strong></p>
<ul>
<li><a href="http://www.sumaplugin.com/article/50" class="permalinker_link">PayPal Donations Feature</a> setting</li>
</ul>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setting: PayPal Sandbox API Credentials</title>
		<link>http://www.sumaplugin.com/article/56</link>
		<comments>http://www.sumaplugin.com/article/56#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:49:04 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[API Password]]></category>
		<category><![CDATA[API Signature]]></category>
		<category><![CDATA[API Username]]></category>
		<category><![CDATA[Sandbox]]></category>
		<category><![CDATA[Test Mode]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=56</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
			<wfw:commentRss>http://www.sumaplugin.com/article/56/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setting: Using HTTPS protocol in Test Mode</title>
		<link>http://www.sumaplugin.com/article/54</link>
		<comments>http://www.sumaplugin.com/article/54#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:48:12 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[HTTPS]]></category>
		<category><![CDATA[Test Mode]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=54</guid>
		<description><![CDATA[If enabled, this will setting will have Suma use the HTTPS protocol during the registration process when it would in Production mode.By disabling this setting your webserver does not need to have an SSL certificate installed when performing those registration steps that may receive (test) credit card information.  This is convenient if your test environment [...]]]></description>
			<content:encoded><![CDATA[<p>If enabled, this will setting will have Suma use the HTTPS protocol during the registration process when it would in Production mode.<span id="more-54"></span>By disabling this setting your webserver does not need to have an SSL certificate installed when performing those registration steps that may receive (test) credit card information.  This is convenient if your test environment is a different domain or host from your production environment and doesn&#8217;t have its own dedicated SSL certificate.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Setting: PayPal Recurring Payments Feature</title>
		<link>http://www.sumaplugin.com/article/52</link>
		<comments>http://www.sumaplugin.com/article/52#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:46:34 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[Recurring Payments Feature]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=52</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Licensed Feature: Donations Service via PayPal</title>
		<link>http://www.sumaplugin.com/article/50</link>
		<comments>http://www.sumaplugin.com/article/50#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:45:21 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[Donation Feature]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=50</guid>
		<description><![CDATA[The Donations feature allows you to offer new users the opportunity of leaving a donation during their registration to your site.  This opportunity is only presented to users who have selected a Guest Subscription plan.
Users are presented with the following step when the Donations feature is active and the user selected a Guest Plan.


A demonstration [...]]]></description>
			<content:encoded><![CDATA[<p>The Donations feature allows you to offer new users the opportunity of leaving a donation during their registration to your site.  <span id="more-50"></span>This opportunity is only presented to users who have selected a Guest Subscription plan.</p>
<p>Users are presented with the following step when the Donations feature is active and the user selected a Guest Plan.</p>
<p style="text-align: center;"><img class="aligncenter" title="Donation Service" src="/images/donationPayment.png" alt="" width="442" height="358" /></p>
<p style="text-align: center;">
<p>A demonstration of this is also included in the <a href="/images/payment_modules.mov">Payment Module screencast</a>.</p>
<p>This feature of Suma requires a license (which can be purchased from the <a title="Suma Plugin Shop" href="http://sumaplugin.com/shop">Suma Shop</a>) in order to use it with the general public.  But if you want to try it out for yourself in your own website (which has Suma installed) then simply enable the Donations Feature in <a href="http://www.sumaplugin.com/article/231" class="permalinker_link">Test Mode</a>.  This setting is found on the Suma-PayPal settings page in Wordpress&#8217; Dashboard area under Settings.</p>
<p>When you enable this feature you will need to supply your PayPal Authentication Token (See <a href="http://www.sumaplugin.com/article/58" class="permalinker_link">Setting: PayPal Authentication Token</a> ).</p>
<p><strong>See Also:</strong></p>
<ul>
<li>The <a href="http://www.sumaplugin.com/article/58" class="permalinker_link">PayPal Authentication Token</a> setting</li>
<li>A <a href="http://www.sumaplugin.com/article/532" class="permalinker_link">Comparison of Payment Modules</a> showing their similarities and differences</li>
<li>A <a href="/images/payment_modules.mov">Payment Module screencast</a> demonstrating the different Payment Modules</li>
<li>A list of <a href="http://www.sumaplugin.com/about-suma/features">Licensed features</a> in Suma</li>
<li>The <a title="The Suma Shop" href="http://www.sumaplugin.com/shop">Suma shop</a> for purchasing licenses</li>
</ul>
]]></content:encoded>
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		</item>
		<item>
		<title>Setting: PayPal Production Authentication Token</title>
		<link>http://www.sumaplugin.com/article/48</link>
		<comments>http://www.sumaplugin.com/article/48#comments</comments>
		<pubDate>Sun, 27 Dec 2009 02:44:04 +0000</pubDate>
		<dc:creator>Brenton</dc:creator>
				<category><![CDATA[PayPal]]></category>
		<category><![CDATA[Settings]]></category>
		<category><![CDATA[Authentication Token]]></category>

		<guid isPermaLink="false">http://www.sumaplugin.com/beta/?p=48</guid>
		<description><![CDATA[Authentication Token
]]></description>
			<content:encoded><![CDATA[<p>Authentication Token</p>
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